Posted by Martin on December 5, 2009, 5:59 am
>>
>>> On Thu, 3 Dec 2009 15:19:41 -0800 (PST), "countymayo.j"
>>>
>>>> X-No-Archive:Yes
>>>>>
>>>>>>> Dammit, it was my birthday today ;-) Brrr.
>>>>>>> I'm thinking I need an official birthday in June..
>>>>>>> Tina
>>>>>
>>>>> Mine's on Monday!! Gives you two goes at presents or it did when people
>>>>> remembered them :)
>>>>>
>>>>> Janet
>>>>> --
>>>>> Janet Tweedy
>>>>> Dalmatian Telegraphhttp://www.lancedal.demon.co.uk
>>>>
>>>> Aaah Janet, Happy Birthday next week my dear, where are my
>>>> cuttings!!!!!!!!!!!!! Seriously, I know postage costs you a huge
>>>> amount, please let me send you a cheque to cover it and then you can
>>>> send me oodles of them. Remember the last lot you sent me in
>>>> England? There was enough to start a garden centre :-)
>>>
>>> I read that the banks in UK are planning to stop issuing cheque books.
>>> They don't seem to be planning to provide a paper alternative other than a
>>> direct debit form.
>>> --
>>>
>>> Martin
>>>
>>
>> Yes, I heard that, too. I think it's appalling. I still use cheques and
>> rely on them. I certainly don't want to start banking on line, or even
>> using a debit card if I can help it, so I'm not sure what the alternative
>> is.
>>
>> Spider
>I bank online and - touching wood - have no problems with it at all.
>I use direct debit managed online, too. I use a debit card only, no
>credit cards. I find that if my bank thinks something even faintly
>dodgy might have happened they shut down my debit card so fast that I
>have been embarrassed by refused payments at least 6 times over the
>years. But it does show security is high. Then, using a cheque book
>with a card guaranteeing the cheque is very useful. But I pay all
>major bills online, including my income tax - spit - and so far, so
>very good. I do wonder what will happen to someone like the person who
>works here in the house. That's all done by cheque so I suppose a
>direct bank transfer will be the obvious outcome. All the nursery
>staff are already paid straight into their bank accounts, so nothing
>will change there. One or two very small local businesses have so far
>held out on credit and debit card machines but most have them now or,
>like our local greengrocer where smallish sums are involved, take cash.
In the Netherlands we get the bill on a form which is an instruction to pay the
money into a bank account. We can either give this form to the bank or pay it
via Internet banking. We found out the hard way that (Dutch and maybe elsewhere)
Internet banking does not check the payees name against the bank account number.
We recovered the money but the recipient charged us 5% handling charge!
We had problems with Barclays Internet banking, somebody was always trying to
hack into our account, three failed attempts and Barclays blocks the account and
posts you a new password. New passwords arrived frequently. We could get no
sense out of Barclays help desk located somewhere in Asia and as a result I
closed my bank accounts and moved to another bank. Since then we have had zero
problems with Internet banking.
The security is poor with UK Internet banking, in the Netherlands we have an
encryption calculator that uses the info on the chip on our debit card & PIN.
The UK system using birthday and a password is rubbish.
--
Martin
Posted by Spider on December 5, 2009, 8:53 am
>>
>>> On Thu, 3 Dec 2009 15:19:41 -0800 (PST), "countymayo.j"
>>>
>>>> X-No-Archive:Yes
>>>>>
>>>>>>> Dammit, it was my birthday today ;-) Brrr.
>>>>>>> I'm thinking I need an official birthday in June..
>>>>>>> Tina
>>>>>
>>>>> Mine's on Monday!! Gives you two goes at presents or it did when
>>>>> people
>>>>> remembered them :)
>>>>>
>>>>> Janet
>>>>> --
>>>>> Janet Tweedy
>>>>> Dalmatian Telegraphhttp://www.lancedal.demon.co.uk
>>>>
>>>> Aaah Janet, Happy Birthday next week my dear, where are my
>>>> cuttings!!!!!!!!!!!!! Seriously, I know postage costs you a huge
>>>> amount, please let me send you a cheque to cover it and then you can
>>>> send me oodles of them. Remember the last lot you sent me in
>>>> England? There was enough to start a garden centre :-)
>>>
>>> I read that the banks in UK are planning to stop issuing cheque books.
>>> They don't seem to be planning to provide a paper alternative other than
>>> a
>>> direct debit form.
>>> --
>>>
>>> Martin
>>>
>>
>> Yes, I heard that, too. I think it's appalling. I still use cheques and
>> rely on them. I certainly don't want to start banking on line, or even
>> using a debit card if I can help it, so I'm not sure what the alternative
>> is.
>>
>> Spider
> I bank online and - touching wood - have no problems with it at all. I
> use direct debit managed online, too. I use a debit card only, no credit
> cards. I find that if my bank thinks something even faintly dodgy might
> have happened they shut down my debit card so fast that I have been
> embarrassed by refused payments at least 6 times over the years. But it
> does show security is high. Then, using a cheque book with a card
> guaranteeing the cheque is very useful. But I pay all major bills online,
> including my income tax - spit - and so far, so very good. I do wonder
> what will happen to someone like the person who works here in the house.
> That's all done by cheque so I suppose a direct bank transfer will be the
> obvious outcome. All the nursery staff are already paid straight into
> their bank accounts, so nothing will change there. One or two very small
> local businesses have so far held out on credit and debit card machines
> but most have them now or, like our local greengrocer where smallish sums
> are involved, take cash.
> --
> Sacha
> www.hillhousenursery.com
> Shrubs & perennials. Tender & exotics.
> South Devon
I'm relieved to hear you've had no problems so far, and truly hope you never
do. However, I still don't want to be pushed into online banking just
because no alternative is offered. All my accounts are on paper and that's
the way I like it. If there's a power cut or the computer crashes, I can
still update my accounts and post cheques. I remember a wide-spread power
cut some months back when all the local shops and banks lost power, as well
as our home; I was so pleased to have paper accounts and a cheque book. If
I want to send money as a birthday, wedding or Xmas present, a cheque is
ideal. I certainly don't want to have to rely on the diminishing Post
Office non-service :~( or bank transfer. I don't trust e-banking or atm
machines; I've heard too many horror stories. I may simply be
old-fashioned, but I'll stick my ever-so-slightly-Luddite heels in for as
long as possible. As far as I'm concerned, losing cheques is the thin end
of the wedge; it won't be long before all banking is done behind closed
doors and we won't see a human being in banking at all. Not in my lifetime
.. grumble .. grumble ..
Spider
Posted by Janet Tweedy on December 4, 2009, 6:02 pm
In article
>Aaah Janet, Happy Birthday next week my dear, where are my
>cuttings!!!!!!!!!!!!! Seriously, I know postage costs you a huge
>amount, please let me send you a cheque to cover it and then you can
>send me oodles of them. Remember the last lot you sent me in
>England? There was enough to start a garden centre :-)
Well i could probably remember, if I knew who you were:)
Always happy to share or send cuttings .
--
Janet Tweedy
Dalmatian Telegraph
http://www.lancedal.demon.co.uk
Posted by Sacha on December 5, 2009, 5:49 am
> In article
>> Aaah Janet, Happy Birthday next week my dear, where are my
>> cuttings!!!!!!!!!!!!! Seriously, I know postage costs you a huge
>> amount, please let me send you a cheque to cover it and then you can
>> send me oodles of them. Remember the last lot you sent me in
>> England? There was enough to start a garden centre :-)
>
>
> Well i could probably remember, if I knew who you were:)
> Always happy to share or send cuttings .
It's Judith! She's changed her address and confused everyone. ;-)
--
Sacha
Posted by Martin on December 5, 2009, 6:42 am
>> In article
>>> Aaah Janet, Happy Birthday next week my dear, where are my
>>> cuttings!!!!!!!!!!!!! Seriously, I know postage costs you a huge
>>> amount, please let me send you a cheque to cover it and then you can
>>> send me oodles of them. Remember the last lot you sent me in
>>> England? There was enough to start a garden centre :-)
>>
>>
>> Well i could probably remember, if I knew who you were:)
>> Always happy to share or send cuttings .
>It's Judith! She's changed her address and confused everyone. ;-)
That's not why she changed it. Time for Judith to think of another name. One
that doesn't sound like a salad dressing this time? :o)
--
Martin
XML site map
>>> On Thu, 3 Dec 2009 15:19:41 -0800 (PST), "countymayo.j"
>>>
>>>> X-No-Archive:Yes
>>>>>
>>>>>>> Dammit, it was my birthday today ;-) Brrr.
>>>>>>> I'm thinking I need an official birthday in June..
>>>>>>> Tina
>>>>>
>>>>> Mine's on Monday!! Gives you two goes at presents or it did when people
>>>>> remembered them :)
>>>>>
>>>>> Janet
>>>>> --
>>>>> Janet Tweedy
>>>>> Dalmatian Telegraphhttp://www.lancedal.demon.co.uk
>>>>
>>>> Aaah Janet, Happy Birthday next week my dear, where are my
>>>> cuttings!!!!!!!!!!!!! Seriously, I know postage costs you a huge
>>>> amount, please let me send you a cheque to cover it and then you can
>>>> send me oodles of them. Remember the last lot you sent me in
>>>> England? There was enough to start a garden centre :-)
>>>
>>> I read that the banks in UK are planning to stop issuing cheque books.
>>> They don't seem to be planning to provide a paper alternative other than a
>>> direct debit form.
>>> --
>>>
>>> Martin
>>>
>>
>> Yes, I heard that, too. I think it's appalling. I still use cheques and
>> rely on them. I certainly don't want to start banking on line, or even
>> using a debit card if I can help it, so I'm not sure what the alternative
>> is.
>>
>> Spider
>I bank online and - touching wood - have no problems with it at all.
>I use direct debit managed online, too. I use a debit card only, no
>credit cards. I find that if my bank thinks something even faintly
>dodgy might have happened they shut down my debit card so fast that I
>have been embarrassed by refused payments at least 6 times over the
>years. But it does show security is high. Then, using a cheque book
>with a card guaranteeing the cheque is very useful. But I pay all
>major bills online, including my income tax - spit - and so far, so
>very good. I do wonder what will happen to someone like the person who
>works here in the house. That's all done by cheque so I suppose a
>direct bank transfer will be the obvious outcome. All the nursery
>staff are already paid straight into their bank accounts, so nothing
>will change there. One or two very small local businesses have so far
>held out on credit and debit card machines but most have them now or,
>like our local greengrocer where smallish sums are involved, take cash.